Banks Required to Carry More Cash Capital Will Increase Rates

[Caroline Gerardo]

Basel III requires bank lenders to hold greater reserves. What does this mean to you as investor? Price increases. The cost to carry cash for banks to appear solvent will be passed on to you as a consumer. The interest rate and points investors will pay for mortgage loans will increase.

https://www.americanbanker.com...

(first article is free I didn't write this one.)

It means you need to have a mortgage broker in your phone contacts for every state you own property. Shopping for a loan will be more complex.