Keep it simple: if you want housing, buy a house.I've recently been outbid by cash buyers in my last three offers, but would I ever propose some sort of limit on such activity, pleading victimhood as a financed buyer?

Oftentimes (guilty myself), when newer investors are starting out they are just looking for the lowest rate, which if you are playing the long-term real estate game may not necessarily be the right move (everyone's situation & goals are different).I personally think finding a good portfolio lender is a smart move and will pay off in the long run. 

Personally when I was a renter I was guilty of not being as conscious with consumption of any utilities that were included.

I don’t even know if it’s possible to do so .Also, if not possible I am sure she will ask to change the lock pleade advise .

I am guilty of this as well but if there is enough "news" that rates are going to keep climbing and prices are going to continue to climb people get FOMO and will not always act rationally and overpay. 

They pleaded guilty.

If you feel guilty, provide them a few comparable properties so they can see you are charing a fair market rate.

That way anything that doesn’t meet your criteria you can quickly say “no” and not get caught in shiny object syndrome (I’ve very guilty of this).

Plead your case and hopefully you will gain some traction with the company; they do seem reputable.

We however, should not be considered guilty or a criminal until we have committed an actual act and therefore, should not be penalized in advance of.  5.