Including taxed money seems weird since it's not part of our budget, we never see it, and it might as well not exist as far as our daily lives are concerned.

As far as crime is concerned there is a lot of problems with crime.

This doesnt mean DSCRs are inferior products; theyre great for what theyre meant for, which is relatively cheap, permanent financing for real estate without having to jump through the hoops of a Conventional loan. 

If you are really concerned about the appraisal, you can always purchase one to be done for your property prior to starting the HELOC process and provide it to the bank when they request the appraiser.

I applaud Josh for reaching out personally to address my concerns and I plan to continue working with D2D. 

However, challenges remain, particularly with balancing environmental concerns and ensuring that new developments cater to lower-income families.

Since basic real estate investing principles are the same, where the group is doesn't matter. 5) LLC's are the least of your concerns at this point, insurance is more important.

Obviously this is a huge concern, as a tenant could sue you as an individual for liability of the property, and in a country like this that could bankrupt you.

I definitely hear your concerns, Mitch, and I have the same concerns, as well, but that's why I am asking for some advice!

I’m concerned this could come back to bite me so to speak.