It broke me mentally for a bit.

Hi Yasmin, This is one of the toughest things about real estate, someone who doesn't actually need or want to sell taking up your mental space. if you want the property, make an offer that makes sense for you, based on income and expenses.

just keep knocking on doors and making phone calls, I finally got a good deal to sink my hooks in to and have your same issue, in the middle of a refi-cash out to buy this other property and the bank is throwing a wrench on the deal by asking me to pay off a car note to make the 51%DTI ratio. this bums me out but will keep pushing on until I get financing secured to nab this other property, maybe hard money to buy/fix and rent ( I am trying to avoid doing this), or maybe 203K loan, there are too many options, you need to exhaust all possibilities until you get one that fits. good luck brother.

That mentality has worked well for the last 8 years or so but like all good things that will come to an end at some point.

The mortgage I am still paying is still in my mother's name but it has a HAMP incentive, so next year it will be finally exhausted crediting $5k off the loan balance.

I love the mentality and culture of the community. 

Teach a man to fish, feed him for a lifetime” mentality so to me that made a lot of sense.

The tenants has become a seriously bad drunk who is verbally/mentally abusive toward her.

Account Closed you'd love the aftermarket exhaust on this thing.

Or he has some mental instability that is causing him to forget that he actually owned it.