There is probably something to be said about relying too heavily on attorneys as a supplement to your knowledge being dangerous but we will leave that for another thread.In a non-negative manner, let's recite the questions and see if we can give some answers:Do I need to research all the laws of any state I am looking at?

The furnace has a lock box on it and they supplement that heat with baseboard electric (tenants pay electric).

Was planning to use to supplement my check to have all of it fell through on the final day of the notice.

If you can't afford the place without the rent, you are in a bad spot, either because you need the money to supplement your income or because you can't cover the house note without it.

If you work in a company that handles rentals as well as sales you'll be able to supplement the downtime between closings by getting broker fee / rental commission checks, which come in a lot quicker than closings - but they're smaller amounts of money.If you have any questions on the Realtor path I'd be happy to help, just shoot me a message.

@Caroline C. definitely  - typically are you doing these types of things to supplement your real estate income, or are they more "hooks" to get people into your world and potentially convert them to be an investor?

Supplementing the funding with HML would be looked down on and very likely not be permitted

And, what i mean by retire, i dont mean fully fund her lifestyle as she will have money coming in but i want to be able to give her an additional 1 to 2k per month to supplement her lifestyle.

That's why in northern climates they are rarely used unless there is baseboard heating or geothermal heat pumps.If you have gas at the house, I would see if you have enough gas supply to put a gas furnace in, and either go with a traditional AC unit or else put a new heat pump in and supplement it with bas or baseboard heater.

@Nap Matucan @Ralph Poirier @Andrew Gingerich, I'm definitely going to be moving forward with Cozy and supplement it with Venmo to avoid the 2.75% transaction charge for using debit or credit cards.