., so if you have doubts that your seller plans to do that, maybe reach out and ask if the storm caused any damage that will delay closing, to make them aware you’re not going to accept new storm damage.

For me there was no excuses I'd accept, you need to see inside to verify condition and run repairs.

That property is literally screwed.The real answer to your questions is it depends on what is common and accepted in that area.

We are not going to meter the basement separately and it is acceptable by zoning laws. 

You can usually get samples of the format from the County Recorder or Court employee who accepts deeds for recording.  

Worse they can say is no, but you hopefully will find out what you need to do to get accepted whey you re-apply.  

Worst case scenario, you can also offer to pay half of their closing costs in order to incentivize them to accept your offer, as well.

My question is, do you submit offers on potential deals and make them contingent on financing and then go find the money after the offer is accepted...hoping you can do that quickly enough?

I'm guessing I'm accepting liability because I allowed this to happen? 

Ill accept all answers and let me know if you got other questions on my scenario.I just feel like Im at a spot where the options here are endless and I want to  continue building my assets to create family wealth and retire early and enjoy life.