You'll see in the Fannie servicing instructions that there are event to investigate and it will be the trustee making the determination (or assistants).Ed mentioned the clerk of court verifying default, just don't want folks thinking there is some investigation by any clerk in verification, it's verified by the lender executing an affidavit of facts concerning the breach or default, they have no duty to validate or find the claims to be true, they can't, they may ask a lender for evidence, like an accounting or other evidence but they don't do loan reviews.The issue is the DOS is used by certain lenders as these matters are contained in their written lending instructions, failure to abide by the instructions adopted by the board of directors and approved by regulators is a breach of duty in following those instructions.

Marie Poe undefined @Will BarnardLet me direct you to 12 CFR Part 1204, Section J for the verification and source document to lines 101 and 201.

Nevertheless, in response to commenters' requests, the final rule provides a non-exclusive list of methods that issuers may use to satisfy the verification requirement for individual investors.The methods described in the final rule include the following:Reviewing copies of any IRS form that reports the income of the purchaser and obtaining a written representation that the purchaser will likely continue to earn the necessary income in the current year.Receiving a written confirmation from a registered broker-dealer, SEC-registered investment adviser, licensed attorney, or certified public accountant that such entity or person has taken reasonable steps to verify the purchaser's accredited statusThe underlined/bolded item above leads me to believe that this guidance is only for reference and one can do their own, independent process provided it is reasonable.

Always do a thorough tenant screening including employment verification, credit, background, criminal and eviction reports.

I believed as you did and waited 20 years longer than I needed to to invest in real estate.

Does anyone have or know where to obtain a good letter for employment verification?

It's probably a land trust, but no matter what type you need verification she has the power to sign for the trust, usually the trustee.

Most of us are probably not "applicant whisperers" like you so I will stick to income verification, credit reports and landlord references thanks.

Going to to the meeting @ 2pm.

2) I was reading about the whole income verification letter/form and how some companies want to be paid to send them to you, etc.