Great flashlights and extra batteries that fit, super long extender ladder, korkers/or other brands over shoe to go over your steel toe boots, GFCI tester, moisture meter, a dog nose, an extender mirror, shovel to check foundation moisture, respirator as some properties have gross smells or chemical exposure, regular retractable tape measure forget the laser one, 5 gallon bucket, zip lock baggies, brown paper bags, putty knife, variety of screw drivers,Are you checking basements?

You’re just opening yourself up to $10’s of thousand in additional taxes, and additional liability exposure on their home, on top of the current problems it’s causing you. 

Meetups will give you amazing exposure to other investors and what they are doing in your market.

There are a few benefits to having to buy flood insurance if your property is in the higher risk flood zone as identified by a flood map usually identities with an "A" or a "V" first benefit is that communities are incentivized to do flood mitigation which could save areas from flooding, second is that property owners are not risking a flood risk exposure by not having insurance to cover the gap.

The proforma will demonstrate how much interest is required, length of time for bank payoff and the exposure for the lender.

I would focus more on limiting your expenses and exposure.

Like any seller, the bank wants maximum exposure to the market, and the maximum price for their asset. 

With the MLS exposure you will have Buyers and their agents that may have never even saw it on Zillow or FB marketplace. 

Angela,I recommend you visit with another agent (or two) about your exposures, and preferably one who works specifically with investors already. 

The premium savings is so little to drop to $500k.For over all risk management of your personal assets, a persons largest exposure are not the rental properties, but your personal auto.