As for non-bank loans, I'm familiar with a loan program that provides 100% financing, but it requires a minimum 650 credit score and proof of funds covering 12 months of interest.

If you die while holding the property, it gets a stepped up value and all the gain is tax free.If rental the taxes can be deferred via a 1031 and if you die while holding it, it gets the stepped up bases with gain forgiven.Hopefully the numbers provide some example of possibilities. 

Depending on the valuation on the other property, you may be able to pull a HELOC on that one as well to get your $100k you're looking for.

@Keith AngellFrom my experience, both a HELOC and refinancing have their advantages depending on your goals.

Contact the utility provider and get a historical average based on the last year of use.

@Matt Wan Many lenders require wet signatures on at least the Promissory Note but if yours does not, as a US citizen you could do the entire signing anywhere on the planet with a good internet connection + mic + camera via Remote Online Notarization (RON) for less than $200.If wet signatures are required, the answer then depends upon what foreign country you are in.

As for your ques if to wait, well, it depends on the market, in some parts of the country prices are still going up, slower, but still going up, other parts the prices are coming down, you know that area, what is happening there? 

HELOCs on rentals are rare, and depends on where you are located.

They can help you find discounted deals, which is key because off market properties often provide better cash flow than those listed.3.

I'm honored to teach workshops and webinars at REI Accelerator and I've gotten to know the coaches and leaders there and I can say they are absolutely trying to provide value far beyond the cost of the program.REI Accelerator is focused on results, not hype, or emotion, or upselling this seminar or that seminar.