City Data for Canada is a good source for all sorts of demographic info (although a bit dated): http://www.city-data.com/canada/And of course, there's Canada's census: https://www.bac-lac.gc.ca/eng/census/Pages/census.aspx and this site, which is basically government stats: https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?

Created a master en suite in the rear of the house.  

The credit unions in Canada are subject to provincial legislation, they operate under a separate set of rules than the national banks do, so its worth exploring your options with them.http://genworth.ca/en/products...

We stayed at this place and loved it: https://www.hipcamp.com/en-US/...I bet you could run power underground from your property to the adjacent lot.

I'll give you a hint ... it's spelled e n v i r o m e n t.

While waiting for their unusually l-e-n-g-t-h-y process (and their proud claim that they close in only 50 days :() to wrap up, I was wondering if I should pick up something in Cleveland, but I agree I have to do a lot of due diligence.

After checking our useful City of Chicago Permit Violations Websitewww.cityofchicago.org/city/en/depts/bldgs/provdrs/...I found the following, see image below.  

While our MO is to have en-suite laundry in anything smaller than 6-units we also do not have any bachelor/efficiency units {yet}.  

The after UBIT return would then still be about 26%.  26% ROI is better than the other two options, so the fact that taxation occurred en route to that number is inconsequential.  

This is what I haven't been able to find much about.I've talked to a few banks (the ones that hold my current mortgages) and brokers, all whom have told me it's not *usually* possible, even though CMHC's mortgage guidelines are somewhat unclear on it;http://www.cmhc-schl.gc.ca/en/hoficlincl/moloin/mu..."