That being said, I am really proud of all our properties and have no hesitation saying "we would live in any one of them ourselves" because we are actually living in one of them right now and we are very comfortable and happy.So, it depends on your philosophy.  

This is a disastrous philosophy.

They have the wrong philosophy of life to take any risks.

So the philosophy behind buying a primary home vs. investment properties is different. 

My business partner and myself are focusing on hard money lending in OKC and Tulsa, so I would enjoy connecting and listening to what your strategy is, as well as what our lending philosophy looks like. 

I am familiar with all of the major courses, groups, and philosophies for land investing.

I hadn't heard that.My philosophy is that you shouldn't copy what everyone else is doing, but instead position yourself against your competition.

Either case, you can go through a lot of my posts as most of them are about my Investments and my philosophy of investing in NYC.The one caveat I have is that the laws and politics have become extreme anti-Landlord.Right now, I am putting new acquisitions on hold until the uncertainty become less foggy and I can see if we will continue to see higher Rent and Value appreciation.

He essentially operates a "run-till-fault" maintenance philosophy, even on his own units (or at least he says) that is very reactive.  

This transactional lending philosophy is very prevalent as borrowers tend to constantly shop for the lowest price for their money.