Hi @Mindy JensenI had the same issue as  @Deborah Burian.

But I am running into issues on the cash out refi side.

We also require that we be added to the contractor's insurance as Additionally Insured, so we're covered if they cause damage or liability issue.3) If the property is occupied:- One of our people MUST accompany their person (and we charge for this). --- We were sued many years ago, along with the owner, because tenant claimed owner's contractor sexually assaulted them!

I ran into a few issues with lenders.

Also, if it's Lennar, be prepared for problems, insulation issues and therefore paper thin walls. 

Happy to connect and educate some more whenever your schedule permits!

The only issue appears to be the missing breakers and it being turned off by the bank.

I would suggest doing these separately however since you will run into issues with a partial release clause on a blanket loan.

Long term rentals are the easiest since you won't have to deal with cleaners and maintenance issues are relatively easy to deal with by calling someone. 

Obey TorahBest, Larry Cheshier That’s interesting Larry but the issue becomes interest rates to borrow the money wouldn’t make this a valid choice.