For hard money lending there are two percentages that limit loan amount: LTC and LTV.

Then on the other end of spectrum I see the work aholics with their 60 hour or more weeks with money and migraines but little to no fun in life.Then there is that tiny percentage that has the secret sauce where they work so many hours and cap it but also make a lot of money and get the most enjoyment out of everyday.

What is common in your area for LTR fixed amount or percentage of first month rent?

By putting down a small percentage of the property’s value (e.g., 5%), you control 100% of the property and benefit from 100% of the appreciation, despite the bank financing the majority of the purchase.What do I mean by that?

Condotels usually keep a hefty percentage such as 20 or 25% of the rental revenue......But there are a handful of these that DO allow you take yours our of their rental pool and self-rent. 

This improvement suggests a growing buyer interest and possibly limited inventory, creating favorable conditions for quick turnovers.Toledo OH - RE Analysis (April 2024) - House Sales (1).pdfDemographics and Economic FactorsPopulation and Economic CharacteristicsPopulation Size: With a smaller population of 5,341, 43620 offers less competition in buying and selling, which is beneficial for flippers targeting niche market needs.Income Levels: The lower median household income ($27,442) suggests a demand for affordable, refurbished homes—ideal for flipping projects aimed at cost-sensitive buyers.Housing and Ownership TrendsRenter-Occupied Properties: A high percentage (68%) of renter-occupied properties indicates a transient population, potentially less targeted for flipping.

If you earn $100,000 from the sale, you would get $80,000 and she would get $20,000.Add up everything you've put in and everything she has put in to determine the percentage of ownership, then convince her to sell and split the proceeds accordingly.

Getting the best interest rates, doing (re-)taxations, changing the percentage for a down payments that needs to be paid or for the % in refinancing to get back.We are actually planning our next meet up in Barcelona about refinancing where a mortgage broker is coming to have a talk.

Math doesn't lie...unless you're using percentages that is.

It boasts one of the highest per capita incomes in the state paired with one of the largest growth percentages within 100 miles.