Credit score and loan size can also affect what rate you may find. 

In this market, I would not finance a first time flipper at 75% profit split because the profits and success rate is lower than the last dozen years.  

early/prepayment only decreases the income/value of the pkg. 

Rental rate?

El-ErianSun, January 10, 2021)) Mostly, I see a hint that it could result in rising interest rates.

Taxes will still be owed on the boot plus depreciation recapture (approximately $105K taxed at a 25% rate).

Quote from @Ryan Mcpherson: Moved to Austin for work and purchased a home in 2021 with just under 4% interest rate.

Shoot me a DM if you want some help with finding a condo or house with a low rate that's on market.

Lets say your rate is 4%.

., Purchase Price: $475,000 ($197.9/sq. ft.).Estimated Market Value: $402,000 ($168/sq. ft.).Financing Terms: 2% interest rate, with a 9-year balloon.Unit B Income: $2,049/month (Section 8 tenant through November 2025).Unit A Income Potential: Similar rent or higher; Section 8 cap for the area is $3,234/month.Monthly Loan Payment (P+I): $1,386.Cash Flow Breakdown (if both units are rented at $2,049/month):Gross Rent: $4,098/month.Vacancy (10%): $410/month.Operating Expenses (37.3%): $1,376/month.Net Cash Flow: $943/month.Key QuestionsWould you be comfortable paying an 18% premium for financing at 2%, especially in a market where current mortgage rates are closer to 7%?