From my perspective the issue is because they're large variances on how people calculate cash flow and subsequently, how we talk about cash flow. 

That is, if I own a 200k property free and clear with a NOI of 12k, should I just remove the 200k from my “number” and subsequently reduce my expenses that I use in the calculator by 12k?

And also do you know the difference between the 'Cert_Total' and 'Subsequent Amount'?

Subsequently very unfamiliar with their process when insurance is involved.

I subsequently started looking for more passive investments and ultimately landed on investing in multifamily syndicates as a limited partner.

Now, this would create a ton of other problems, basically cratering an over-indebted financial system, BUT it would also transfer wealth/buying power from boomers who own property in these cities to younger generations.

Property manager stealing him blind ( this led him to have to fly from Portland to Memphis once a month to collect rents)5. he got just up to 80% then it started cratering with evictions and  trashed units in summary he got an offer for 500k and took and came back to Oregon with his tail between his legs lost 500k or about half of what I made him in ATL  LOL...

Looking forward to the subsequent property dialogues!!

Do I need to buy subsequent years?

Not much new in the findings we didn't expect except for visible termite activity (doesn't seem too big or uncontrollable) and water damage to a bedroom window frame and interior wall due to a poorly installed AC unit and subsequent rainwater entering the house at the installation site (also reasonable to repair and capital budgeted for the fix).