You are definitely in the sweet spot for taking advantage of DSCR Loans.

BP library gives a huge boost into the knowledge area which is pretty much sufficient to get comfortable in investing and help find a sweet spot where you could use your background to shift the area. 

Whatever that lender's requirement is, that is what they will require2) If you want the best favorable terms, apply to 3-6 companies - make sure you have a mix of mortgage broker, local credit union, and a mortgage bank.

South Bend is a mixed bag of neighborhoods.

Center with more mix of mom and pop versus national more 8 pref as volatility with small tenants.

I didn't feel rushed though, because I had a backup plan, and even a secondary contingency plan.I also think the loan harvesting is a great idea, especially if you mix that with a great property manager.

Short term rentals can be lucrative but come with higher variability and management needs.My Take:It might be beneficial to consider a mixed approach—drop the rent slightly under market value to secure a tenant and stabilize your cash flow, while simultaneously exploring the short term rental market.

I'm not really a fan of mixing the two types of rentals in the same building.

I sell houses all the time by just listing them on Zillow, so don't think you need to pay a listing agent and if the buyer doesn't drag their realtor into the mix, you might not need to pay a buyers agent either. this is a cautionary tale of the risks of remote rehab with little to no experience looks good in the book but in practice can be very very difficult.. stick close to home.

Personally, I feel a newbie getting into a triplex in an area they dont know, which could have low income characteristics is a mix for disaster.