And they'd be able to use the additional depreciation to write off regular income and save about 5k on their taxes.So what is the real return on their 95k investment. 

I am not in Military so my knowledge of Va is limited based off how long you have to live there, if you can refinance into regular loan later on once you have some equity etc.

But a clogged toilet that's because of regular wear-tear over the years?

I had 125% inputted for Repairs and maintenance, 75% for Vacancy and 125% for Capital Expenditures 😅 just switched them all to regular percentages and it's now showing negative $1,030 cash flow with $3,530/mo expenses.

I never really get to slip away from the gym or a decent diet for too long because we always talk about it in casual convo.

I enjoy managing my own rentals and like being able to regularly visit my properties.

My agent helped a lot when I was just a regular buyer but could hardly grasp the concepts or details/numbers in investing.

This is one of the reasons it is regularly recommended.

Since I’ve always owned single family houses I don’t have experience on whether or not these type of properties are a good investment in comparation with regular homes. 

If commercial properties, you can seek loans from small local credit unions and banks that base it off of the debt service coverage ratio and regularly provide loans in the 7s.You can also seek commercial loans on residential properties as well.