But the ‘investors’ funding letter in black & white says ‘this offer is considered cash’ & it’s signed by Nick Raimondi of Insula Capital Group, a private lender for Real Estate Investments.

Insurance : This area of consideration deserves its own deep dive so we’ll briefly highlight key concerns. - The underinsured.

The flood insurance has also been extremely unpredictable at any of these beaches, so that's a bit of a curve ball.

I used to cold call sellers from across the countries, and offered to buy their homes for cash.

Basically you find these distressed properties in pre foreclosure, probates, divorces, or just ugly vacant properties. then you calculate the Max allowable offer and if it makes sense you call up the property owner, get it under contract for dirt cheap, then you assign the contract to a cash investor for an assignment fee. this is the general idea obviously it gets more in depth, but its finding deals that you would buy as a fix and flip or brrrr, and instead of actually buying it you sell it to other investors.Ahh I see, thanks for clearing that up.  

I just received an offer on a remodeled home we did in Sacramento 95824. 

We had a discussion about the costs I have endured and the low ball offer to cover expenses for going 5 months past contract deadline but haven't heard back. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Telling sellers everything wrong with their house and justifying your offer with repair costs doesn’t build trust—it kills it.

Quote from @Bruce Woodruff:  I still find the Forums almost as fun as ever, but I'm just here to have fun and offer advice where I can actually provide any useful help....Lol....Yes, the search feature is not great, but I find that true for most forums....?