However, because Shellpoint has CONSISTENTLY FAILED to properly credit my accounts over and over, it is a non-stop string of emails stating I am past due, blah blah blah.

Techvestor is one of my clients, and I've worked with them consistently from infancy (Autumn 2021) to present.

@Dave Rav - I agree with the others that there is no really good way to estimate insurance costs, but I've found some consistency within a particular market/zip code if the rebuild costs and deductibles are the same.

Either a single family primary home on a double lot for us to build an ADU or a multifamily property consisting of a duplex or triplex.  

Just learn how to hit singles and doubles consistently.

Or sad maybe....And it should be noted that 'we' are not @Jonathan Greene s buddies/friends/etc, never met the guy, but he gives solid advice continually/consistently and I respect that, most people don't realize how difficult that is...and valuable for those that take it as it is given.I have experienced the posters who ask for advice, and then when presented with the 'correct answer' (by multi-decades experts) start to argue and call names....happens all the time.

Obviously based on your FICO, but seeing 6s pretty consistently with some programs with qualifying FICO/values.

Maintaining a strong and positive relationship with borrowers involves clear and consistent communication, setting realistic expectations from the start, and being transparent about all terms and conditions.

I’m currently facing a similar situation and realized that I wasn’t using the right resources or consistently marketing to a single, optimized list.

If you want to be generous about it you could tell the tenants your operating costs are consistently going up (which is true), share the current comps with the tenant, and ask them what kind of increase they would be comfortable with.What are peoples’ thoughts on where rent’s should be set or the best way to get them up if you fall behind?