The way people act in any circumstance will tell you how they'll do business with you.

No, you cannot win this argument, except in some very unique circumstances.

Many times it's a result of life's unavoidable circumstances. 

If you don't have that drive and that determination to make it work no matter what.... someone else that does will always surpass you.Now, mentorship is a great offer in some circumstances.

I have been talking to a few individuals in similar circumstances, and that was their general feel too..... until I stated 'educating' them about the potential benefits of it :-) , partially trough sharing posts and blogs from here at BP!

This is what I found so far, since no one replied:Under these circumstance they can encumber: Property is NOT homestead (they don’t live there) Creditor has recorded the certified lien in the same county Recorded judgement was in the past 10 years (can be re-recorded  to extend to 20 years.)

Absent some special circumstances (not likely considering there is a $0 or low mortgage balance), there is literally no incentive to sell pre-auction... the auction company has a guaranteed sale and the owner knows that participation will be great because the property WILL sell on auction day.As a bidder, hope for bad weather.

Was the property in its original condition really bad or were there some special circumstances causing it to be sold for $60K? 

@Andrew LawlorHey Andrew, We all come from different life experiences and circumstances.

@Monica Evans You can't claim personal gift cards as business expenses, under no circumstances.