I’m desperately losing money every month

Then take into account how desperate the buyer is to close quickly and with a cash deal.

Real Estate Agent (3.5 months experience)RE/MAX Prestige Properties Bronx, NYAlbert PenaI have a client (mother) who’s desperate to move from where she is now to another home...

I miss the old days where banks were desperate to get rid of their foreclosure inventory and would take almost any cash offer.

You definitely do not want to get yourself into a situation where you are desperate for cash. 

@Marc Anthony refer them to a more desperate/patient/greenhorn agent and get 25% of the deal for doing basically nothing.

Because we desperately want and need these questions answered, and because of the basic "truth" of people paying more for more and less for less, and because we believe (mistakenly IMO) that appraisal is nothing more than math and therefore a mathematical solution must exist out there somewhere if we could only identify it, that it is in fact possible to answer these questions/valuation problems.

(I am assuming 20%/25% down and a traditional 30 year mortgage at investor rates.)We are at such a low point in inventory that anything - turn key or run down - that is priced anywhere close to value frequently gets bid up above value.Could you find an off market deal where a seller is desperate to sell? 

That means that if I'm burning up my limited time with an investor who wants to lowball offers that have a 1 in 500 chance of success, I've lost that time that I could have spent with clients who will actually buy or sell real estate.You might find a desperate rookie or semi-retired part-timer who will be happy for the "opportunity", but you're not going to get a good, professional Realtor.

This will allow you to learn the process and figure out your market while not being desperate to sell to cover your bills.