I would consider myself a student of the the great recession and I take a very similar approach as you describe just substitute PHX for Carolina:) My thought process and investing are greatly shaped by my experience during the GR and other cycles ranging from the dot com crash to the 80s tax code shock.

.• Another buyer cannot be substituted without prior written approval from SPS.• The following closing costs that have been negotiated and agreed upon are:- Maximum Real Estate commission/fees paid: $9,000.00(See guidelines outlined in Section 7)- Maximum cash for cooperation incentive to seller (if approved by SPS): $0.00(See guidelines outlined in Section 8)- Maximum proceeds allowed to additional mortgage lien(s): $16,000.00• Please be aware that any additional fees or costs that are not approved as of the date of this letter will not becovered by SPS.

A substitute for owning a mobile home in a park is renting an apartment.

Great learning opportunity and I am sure she will be forgiving and help when/if you make mistakes.There is no substitution for experience.

That's not a substitute for good accounting, but it's a good start.

So the bank is likely holding out recording the deed until they find a buyer at which point they will substitute onto the Sheriff's deed.  

The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Arlington County the property described in said Deed of Trust, located at the above address…….

It will substitute for your SSN, safely.Since it's automatic, I do not believe that it is affected by the shutdown - however it is possible.

The point is no matter how much you read or listen, there is no substitute for real world experience. 

No substitute for someone who knows the area well!