An offering a day will keep the doctor away!

@Alex Mayberry I second @Kevin Hoag comments and would add the following comments.Water damage should not have a limit listed.If you want sewer back up, consider raising the ded to $500 or $1000You could delete Medical Payments. 

Even Utah is putting medical MJ on the ballot which is the first step to legalizing recreational.

The $800/month unit probably has a 50% vacancy rate with very high turnover and the $1,250 /month unit is a med student who's parents are both doctors and cosigned the lease.

Yes, mainly on commercial properties... since I am in dental business I was looking at a single building (about 5-6000 sqft) that I could allocate about 2-3000 sqft for medical/dental and the remaining portion for a retail tenant...

I just went to the doctor yesterday for a final follow up on my fingers. 

That was years before Obamacare and that was one way I used to deduct my medical insurance and co pays.

Is he a doctor from the UK who's moving to the US with his daughter?

We are in changing times, technological, medical, economical and mailer count metric might make LESS sense with the accessibility of one-click mailing websites, photoshop, etc.When the other 7+ BILLION people in the world decide that America (with a mere 300+ million) isn't a good place to live, places where immigration is high (CA, TX) should start to worry. 

Then 10-15 days later the mother and father went in and started seeking medical treatment for carbon monoxide poisoning.