Her income now is SS of around $2400 and a basic 40hr office job that pays all of $17/hr, but she is retiring with this move.

I was conducting an extremely seasonal business and after 8 years of operation the business was insolvent. 

Spend your time and money learning how to avoid that kind of situation rather than learning from on the job training.

It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residenceGood Luck & feel free to PM me if you have any questions. 

I operate across the mid-south/mid-west.

This journey that we're all on can be lonely, especially when it comes to balancing W2 jobs, kiddos and real estate investing. 

Here are some thoughts on your choices:401k Loan: This can be a good option since you're borrowing from yourself, but it comes with repayment risk, especially if you leave your job.

We work with experienced operators that have great reputations and are doing multiple deals at a time. 

Great job amassing that portfolio!

Transparency and professionalism are core to how we operate, and we ensure all properties have clear, insurable titles before closing.