I've been using city-data dot com, spotcrime (which, honestly, is kind of hard for me to interpret) and neighborhood scout. 

Data is data, its means nothing if you can't interpret it.. 

This is intended to apply specifically to homestead property (primary residence), but many lenders interpret the code to apply to all residential property in Texas.  

None of that will happen if rates are low again.Ideal is open to interpretation for sure - but so is "what is a good deal". 

I've heard conflicting responses around how to interpret the score and decided it wasn't a good idea to lean on something that is not readily used or clear.I did a lot of research when switching and now use tenantbackgroundsearch.com.  

As a result some advisers are interpreting this to mean you must add non ERISA retirement assets with ERISA retirement assets to see if you are at or above 25%.  

How much of the end result is 'luck' vs 'doing the right things' depends on the eye of the beholder, you can tell the exact same story to two people with different worldviews and have get completely different interpretations of what led to that success. 

The states have the right to interpret their SAFE Acts in order to enact and implement their own laws covering or excluding certain persons and activities.

If you said this same wording to the attorney, they could well have interpreted it as "buyer pays zero closing costs", which is how I first read it.Tell the attorney to put more money on the buyer's side so the net to you is the amount you expect.

The way I've interpreted it you're just going after those that have High Equity (1 and only criteria?)