I thought real estate was completely out of the question for us based on the insane market here, but learning about OOS has really opened my mind to different possibilities.Also learning that 3.5% down FHA loans aren't frowned upon, but in fact encouraged, in the BP community was a game changer! 

With that I would say actually ethereum is the real bitcoin and game changer. 

@Michael Valentine Nothing will change- rate, terms or ability to purchase home. 

COVID is a long term game changer for the vacation destination STR markets.  

What a game changer..

For a $10,000,000 equity raise, bringing 10% is nice but honestly isn't a game changer assuming the sponsor has the ability to raise the other $9M, one more million isn't much of a stretch.

Docusign for electronic signing has been a game changer for us also 

Deliberately have a few challenges in your screening process - it will weed out "entitlement mentality" problems  4) Allow payment plans, but create system to track when payments due, so they don't keep falling further behindYou will need to call them on due dates or they will fall further behindBe prepared to give a strong NO when asked if you will change rent due dates to "make it easier" for tenants to pay rent based upon their SSI or paycheck dates.

So for the here and now likely nothing to worry about, as policies change re-evaluate then and make the incrimental adjustments needed. 

This method was a game-changer for us!