I'm using phone so hard to inspect via 1 picture.Hopefully it all works out for you.

It took me a letter, two phone calls, an in person meeting, and over an hour of explanation to get one of the previous homeowners up to speed.

ThanksMark FriesHey MarkThank you for you reply I would be happy to connect soon, can you DM me your phone number?

So while I can't claim to speak for every financial institution out there, it's a very broad survey, finding an option not contained there might involve making quite a few phone calls.When I see 30 year fixed, 30 year amortization, 30 year maturity (basically, identical terms to a consumer-friendly kid-gloves home loan), which does in fact pop up if I specifically search for it, it's almost always at a rather high interest rate, and the borrower doesn't opt for it.

@Marc Winter another tactic is to get the broker on the phone if they seem to have a lot of questions that puts you in less of a bad position.

And they'll have no cell signal or gas stations while they drive it, which can be another problem. 

I would like to outsource this last task, so that I do not need to worry about always being available and within phone service.

I use Ring Central for both my office business phone, my "direct line" (both forward to my cell through their app), and my fax number.  

And what kills me - they won't answer their phone!

Well when things started going wrong with my cold callers or team he would not answer my multiple phone calls and messages.