Yes, this is "tough love", but you won't survive in this business if you let it affect you:)

An annual business tax as a hotel of $50 and collection and remittance of transient occupancy tax of 12% from renters is required of all short-term vacation rental operators.

Only reason I've been doing it is to get 0% business credit card limit increases.  

If it's a QM you won't be able to close in a business entity like a LLC, although in some cases you can transfer into an LLC after closing.

It’s great to hear about your goals—wholesaling is a fantastic way to build capital and experience for rental properties and flips.I’d love to connect and explore how we might work together to grow our businesses.

You are complaining after four months of trying in a brand new business that you didn't know anything about?

Trustin your PM partner is important and they will follow your lead, so don't expect them to provide you with your business plan. 

Once you hit a certain number of loans (check with your state dept of banking and finance or dept of business regulation), they might require you to have a license.

And this does not even involve business or real estate!

Your taxes are none of the ex wife's business and this would seem to address your concerns.I would also put her on notice that future requests for financial discovery will be two-way and if a discrepancy is seen in the other direction you will seek support from her.