IF you actually run the application thru a credit agency,, like Cozy,, then you do not refund the fee.  

It's meant to stop harassment from collection agencies calling at all hours of the day and night, but it also stops pending lawsuits too, including a pending eviction case.

Can I use real estate agency CAR forms and just not check the broker/agent boxes... ? 

New one today is $ 3995 , plus taxes and tags .My back is feeling better already The landfill charges $ 75.00 a ton for commercial trucks and for dual axle trailers , single axle are  free .

As previously said reach out to your title agency for them to ensure that is taken care of

There may  be some smaller agencies that would be interested in buying your services as well.

The agent has agreed to dual representation at 4.5 points.  

You could always find your investor another property to take his mind off of this one.At any rate, i'm just offering a couple of points, it ain't legal advice, and it's not meant to circumvent your DB, or the agencies legal team, or the state of FL.

However, Beth Rojas with Agency Title is the best in the area for short sales. 

In addition, since your partner is a real estate agent you can put the agency banner head and his photo on the letter showing that he is a real estate agent.