Due Diligence is Critical—Don’t Waive Inspections•Since this is your first investment, make sure you follow a solid due diligence process before purchasing.

This link is the latest guidance and includes a process you can follow to screen and approve service or support animals: https://www.hud.gov/sites/dfiles/PA/documents/HUDAsstAnimalN...4.

I am not able to determine your purpose in posting this, since you did not also offer solutions for the seller or for the investor.The situation does not unfold when the homeowner receives a solicitation, as the article mentions...it begins when they are late paying their obligation to their lender.There is a timeline to a bank beginning foreclosure.

At this point I am reading books, saving money, and looking to make relationships in the investment community.

You'll do well if you're this disciplined at 18!

I really am enjoying this thought exercise. 

This could be a great option for your property as well.I recently met an investor at a networking event who specializes exclusively in pad splits.

I’d like to invest in this area since I am familiar and out of state investing requires more capital.

Looking forward to this new adventure! 

A refinance into an LLC avoids this risk but typically requires a commercial loan with higher rates and stricter terms.If asset protection is the main goal, umbrella insurance may suffice without disrupting financing.