I haven't come across a bank which will let with zero skin in the game.

@Garret Ball, there are a lot of ways to skin the cat in Real Estate.

They have more skin in the game then you do.Make sure you get clear title.

If you are having difficulty with particular properties, shop those around to a few independent agents that represent multiple companies.  

But as it relates to being a mortgage holder how do I decide when the buyer has enough skin in the game? 

Or would you always want the borrower to have skin in the game?

@Lino B.Give what you want to give, if you wish, I wouldn't myself.They sound like they are being difficult, I would fix what you need to for yourself and give notice to vacate due to breach of lease.

One with skin in the game ($$) would also allow you more flexibility and to potentitake on larger projects. 

But like you said, it can be difficult. I

and no one advertises they do 500 mil dollar loans.. so you now know that all of those guys are frauds .. and that there is no 5% money.if you want to find out current rates for Private/HMLI like to recommend Lendinghomes website it has a easily readable pricing matrix.. and of course they are real. while you may find some cheaper money.. from say Conventus .. you also need a lot of skin in the game and you need experience..