Thanks that’s very helpful, I’m just starting to look at alternatives to simply selling stock since I now see how negatively impactful that would be to my long net worth so I’ll be exploring the options you mentioned, thanks again!

That impacts me negatively now (compared to 6%), but supposedly was to prevent IRS questioning/audit in the future. 

Although, Buildium is good and affordable, it isn't just as robust compared to AF.I hear negative things about doorloop and don't have any experience with it.I consult my clients in AppFolio and Buildium so it really just the price and how big you want to grow your business.

She offered to pay a full rent's payment upfront, along with the deposit, to compensate for her current unemployment.Are there negatives or major red flags that are associated with this that I should consider as I evaluate her application?

I want to do the project for the long term hold and cash flow aspect.

Surround yourself with positive people and distance yourself from negative ones.

I wouldn't call that a true "DSCR Loan" - especially considering that a ground-up construction property won't have any cash flow so DSCR would be negative or 0 numerator if you'd try to calculate it

In this post, we’ll explore the key considerations and weigh the pros and cons of making the switch.Why Investors Use Multiple Carriers in the First PlaceMost businesses start with multiple insurance carriers for a few simple reasons:Cost – When starting out, investors may opt for the most affordable insurance options, which often leads to picking different carriers for different coverage areas.Specialization – Some carriers specialize in certain locations/aspects of the property. 

She can make a decent paycheck while learning all aspects of property management quickly.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.