Hopefully, the HOA fees won't eat up all your cash flow.  

Your PITI (principal, interest, taxes, and insurance) are eating up 87% of your income every month. 

I mean....3-7 of those could eat up all your profits.

Well she changes her mind and demands he return them thats not what she wants . ( no return on special orders its about $15 grand in cabinets) She wants HIM to eat the cabinets .

But I only eat shrimp from the Gulf and lobster from Key West :)

I am of the school of thought that says you "cant eat your equity".

We’re trying to figure out how to avoid the short term gain tax implication of the sale since were in the highest bracket and that will basically eat into all of our profit.

Remember, like those middle school kids, after they fight for the girl, they end up next day together eating lunch at the cafeteria…that can be the US and China in a couple of months.

We’re trying to figure out how to avoid the short term gain tax implication of the sale since were in the highest bracket and that will basically eat into all of our profit.

You'd want (need) to stick with one lender through out the phases because otherwise you will need to completely refinance into a new loan every time and eat the costs of fees.That said, lenders these days are not very thrilled about construction loans.