With excellent credit (800+), you're already in a great position, but I understand the struggle with DTI when you're self-employed.Here are a few options that might help:Asset-Based Lenders: You're on the right track with DSCR loans, but you may find some private lenders or portfolio lenders willing to go into the high 6’s.

Still, expecting a full 100% rehab payment upfront is less likely without significant collateral or a great track record.If you need help finding hard money lenders or structuring the financing, I’d be happy to assist!

Nothing on vacancy rates though.When I was trying to determine demand for Cincinnati, I selected about 20 listings near the location I was focused on, and tracked them for several months.

I personally do both -- I like to have a dual exit strategy on my properties. 

@OSAMAH AL-BAGHDADIAnalyzing a market Sperling’s Best Placeshttp://www.bestplaces.net/School Diggerhttps://www.schooldigger.com/State & Localhttps://www.statelocalgov.net/GeoMetrxhttps://geometrx.com/Social Explorerhttps://www.socialexplorer.com/Justice Maphttps://justicemap.org/Safety/Crime StatisticsSpotcrimehttps://spotcrime.com/ Family Watch Doghttp://www.familywatchdog.us/Neighborhood Scouthttps://www.neighborhoodscout.com/City Protecthttps://cityprotect.com/ Crime Mappinghttps://www.crimemapping.com/

These lists include details like the type of permit, property address, project scope, and sometimes the owner or contractor's contact information.How Real Estate Investors Can Use Building Permit Lists:Identify Potential Sellers:Investors can track permits for major renovations or additions.

Use project management software to track progress and ensure efficiency.DIY Where Possible: For smaller or less specialized tasks, consider doing the work yourself if you have the skills.

Here's an example of why I'm not a big fan of investing in Cali anymore--> "Justice for Renters Act" Not exactly ideal for landlords, imo. 

We provide all the address for every property we talk about and I have the track record to prove it.

I just setup a phone number to track my letter responses last month so I should have more accurate response rates in a few months.