I grew up in southern New Jersey but have spent a decent amount of time in different areas and climates of the country.

I know having gaps under the exterior door is a warm-climate exception to standards, but c'mon, really?

Coastal climates and salt water are brutal on house systems.

I do have reserves but the market and current climate has really shaken myself and my partners.

Our climate gets super hot (currently 104).

I am always leery of ARM's, especially in this financial climate where all bets are off.The rates you listed seem a bit high for an ARM.

Note this is for outdoor driveup storage and not a Climate Controlled building, which might prebuild 4 years worth of capacity.OccupancyMonthTotalBeginInsOutsEndChg +/-SqFtRented6/2020229218029811.72%12.66%5/202022911152241310.08%10.48%4/20202296911486.40%6.11%3/2020229340743.54%3.06%2/2020229040441.91%1.75%1/2020229000000.00%0.00%Then we would pick up another 20% in the fall.

In the current climate of eviction moratoriums etc. it is critical to have responsible and stable tenants who make your life easy!

You are in an area and a location where it might work given the current economic climate. 

I live in one of the worst economic climates in the U.S, and have made enough money in the first half of this year to take the next couple of years off, but I would never do that because I enjoy my job so much.I enjoy my job because, I am not making anyone else rich but myself, I set my own schedule, I set my own pay, I set my own job security, I do it all.