.: My wife and I are considering getting a home closer to her family to stay in for extended periods and holidays.   

I've had 1 tenant stay for 3 years, the others have stayed for a year on average but it depends.

For US government purposes, our legal residence is a family member's home where we stay when we are in the US.Thanks for the DSCR info.

If not I’d consider staying with the rental and raising the rent to market rate at lease renewal in May.

Stay tuned to see if they collect anything.

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@Scott GorhamSome of the strategies for buying a property if the original mortgage stays in the seller's name would be subject-to or a wraparound mortgage.

Sounds like if I stay conventional then my best rates will no doubt be the 25% down options. 

Will rent out the unit we’re leaving which covers about 65% of our new mortgage, if we pocketed it but that stays in the rental fund. 

@Keith RichardsonIt depends on your risk tolerance and ability to stay organized.