They have reclaimed land off the coast (not very deep) and have developed what looks like a palm tree that can be seen from Space.

They may have not had the origination platform to conduct HARP Refi's, they just service existing loans(default servicing too, so they probably do HAMP & SS for the investor).This was the case when I worked for Green Tree.

Youre in luck if there are gutters on both sides and not alot of large trees close by.

Forclosure simply doesn't exists, since there was only 9 forclosure last year....A simple, basic SFR is over 2,000,000 USD and a good property in a good location is over 10,000,000 USD so It's completly out of reach for me and I'm looking at condos.For condos, the median price is 10000 CHF per square meter, to translate it's 1000 USD per sq ft and it's a median price, condos near the lake or in the city center are two or tree times more expensive.With theses prices, the 2% rules is completly impossible to obtain since the rent for a small condo of 300 sq ft is around 1500 USD (0.5%) per month and a 1000 sq ft condo is arround 4000 USD per month (0.4%).The only good thing is the interest rate who is incredibly low at 2.79% for 15 years for a fixed rate for exemple, another "strange" local particularity is that in Switzerland we don't really pay our mortages, ever : for fiscal reasons it's a lot more interesting to have a debt on our house so we pay a small interest rate and have a big tax reduction.Most of the experts agree that Geneva face a housing bubble, the problem is that 10 years ago they where saying that too and prices have rised by 100% since... and there is still a severe house shortage and very low credits costs so I don't really see how things could really change...I tried to look in other part of Switzerland, the price is lower but the rent goes down too so the ratio isn't really better...One possiblity would be to invest in France since the border is so close and the price theres are 40% lower and there is a lot of government helps for investors like 19% of your money back on a new house purchase if you keep a gov fixed (read low) rent for 9 years.What would you do in my situation ?

We also are adding land to our orchards and so a great deal of money is required to plant hundreds of trees on each lot we buy.

There were some tell tale signs on the surface that a trained eye might notice to clue one on the conditions, but the average guy would have though the site was never developed because there were trees and vegetation all over the place.

An ornamental tree would also look nice to the right.But honestly, it seems like you have a lot more work waiting for you on the interior.

Money does grow on tree here in the Bay Area.

It took me a while to look past the numbers and think about owning the house and the age of the roof, type of siding, windows, sewer lines, trees that will need to be trimmed or taken down eventually, the condition/age of the furnace and AC, etc.

My current work is not quite my cup of tea, which is why I want to grow the division this year.