Not many are hitting the pinch point yet on their properties, but the bookings have dropped substantially.

I understand your desire to buy, but I think I’d pinch some Pennies and wait for the next deal 

The point of me saying this is not to be judged, but to convey that when I consider what financial freedom means to me, that definition does not readily lend itself to a life of penny pinching and coupon cutting.

At this time I'll pull a loc and close a property in cash if I'm in a pinch and then I'll refine back out or sell it if I need to. 

@Joel Owens people often blame engineers but it's really those penny pinching managers that make the engineers do the cheapest option that works rather than the one that works best for all involved.

It can make a great weapon in a pinch.

I haven't personally bothered with the freezing strategy.)Regarding rewards cards - the PenFed Platinum Rewards card is pretty good, and has the added benefit of being LOW INTEREST (you can probably get it at 8.9 or 9.9% APR whereas most rewards cards are 15-22% APR) which means that in a pinch, you could carry a balance without it hurting too much.

Some of those may sound like penny pinching but feels like they can add up significantly over time.

I'm thinking rehabbers want a cleaner look, but maybe it is just penny-pinching.

the purchases were all great deals so I am already ahead in terms of what they are worth versus what was spent. after the renovations I could flip them now and walk away with a profit even in this market but I am not ready to flip , rather buy and hold flipable rentals and livable flips (which is where I live in the house I am intending to flip) I am a newbie and my plan came out of necessity I was in the car business and lost a lot of money I needed something to do with my money and I began buying housesthe market was not ripe for flipping but I figured if I can get four or five houses and rent three i could lower my overhead while at the same time begin paying off my student loans, and save for retirement.so that is the whole sordid tale I only tell all of this because you two remind me of big brothers and sisters there is a hint of caring mixed in with the pinching