But it sounds like you should also balance your decision on what fits you and your families preference and style since you will be using it personally. 2.

Ideally you would put only one persons name on the mortgage unless you absolutely had to have both to qualify.  

Simple, reasonable action and patience. 

Welcome to Bigger Pockets @Joshua KeimAs a fellow Memphis native, I’d love the opportunity to connect in person and discuss strategies with you!

I am really interested in meeting any in-person groups in Boston (now-May) and Chicago (September-Onwards).

They're long distance typically so viewing the space in person isn't usually a priority, and this saves you time from having to drive over and schedule facetime tours :)

Personally, I self manage but have built systems to allow it to be fully remote and very passive.

Probably not a good person to hire, maybe let your bosses know. 

For example I am near old town alexandria and the businesses are 200 year old row homes and there is no place to put ramps to get in establishments and door openings are not wide enough, but that is because they also could never comply. 

Quote from @John Friendas Quote from @Patrick Roberts: If you are on the note or personally guarantee the debt, then it will affect the liability side of DTI, regardless of whether the lender reports the loan on your personal credit.