., we have a 2700sqft 4/3 lake house.We charge $250 to the guests and pay $300 to our cleaner.Now we are out of town by about 36 miles so the cleaner has to drive an hour each way so she charges us more. 

It's like buying a Yugo and then complaining it doesn't drive like a sports car.You ALWAYS end up getting exactly what you PAID for!

Do you go knock on the door pre-sale while driving around doing your property inspections?

We have soil made up of mostly clay, rock, and some sand so digging footers or basement of any kind can dramatically drive up costs.

And the pace of homes being built is too far below what we need to keep pace let alone catch up to where its only going to get worse.And that is going to drive up inflation big time.

I own a duplex in Englewood, FL, just a 10-minute drive from the beach.

I wanted to introduce myself as I am incredibly anxious to step foot into the incredible world of REI and would love to know if there are any local investors that meet/would like to meet on a semi-regular basis.I currently have a full time job in outside sales in the Arvada area so I do a lot of driving around which enables me to spend a lot of my time listening to podcasts and educating myself but I would love to get to know some players within my local area to really dive deep into the subject and in which I could potentially be of value in the future.

They're  concerned that the borrower is going to do something stupid, drive the property into a ditch, impair the property NOI / cash flow, and thus impair the mortgage bond. 

Do you drive guests to VRBO for some reason?

I don't think they have the drive I'm looking for as I try to build and grow a portfolio so I don't think I'd trust them to build a partnership with but, yes, that's probably a good idea.