Hey @Sara Bell, I don't have one that is state specific to Ohio, but I am happy to share the one that I used at my property in CT - I can't imagine it needs to be much different than what you need.

@Sameerah BakerI would close my eyes, do a backflip, and say beetle juice 3xThis is a non issue.

Though if I refinance the properties I could juice up the return on my end.

Once you complete renovations and operate the asset better, you will really put the pedal to the medal and juice the returns on equity.What do you need the most help with? 

If you are just wanting to for your personal investing, I dont think the juice is worth the squeeze.

Plus, all of us are bored working from home so this is a good way to get your creative juices flowing...So up front, we recently made some modest profits on a deal and I thought this would be an interesting way to get some perspectives from fellow investors across the country.

Plus, all of us are bored working from home so this is a good way to get your creative juices flowing...So up front, we recently made some modest profits on a deal and I thought this would be an interesting way to get some perspectives from fellow investors across the country.

These are just a few questions to ask yourself to get the juices flowing. 

Sometimes the juice isn't worth the squeeze.

A couple years ago FHFA stopped letting banks juice up the rate for a lender credit so they could then count that lender credit as "down payment" and then go market their "omfg 1% down mortgage!!!"