Trade up.2024 will actually be more exciting, as balloon payments and anyone with an ARM loan comes due. 

The only way I would see it benefiting you to sell would be if you can step up your equity again with another value-add property to force appreciation or leveraging a more valuable property.

I'm a flight test engineer by day, currently stationed at Eglin Air Force Base, FL (just across the bay from Destin). 

Some of the ones I've talked to are in really bad situations and being held hostage by their managers who are making it so difficult to get out of their contracts which is forcing them to drown.

I just buy in good locations and control what I can (forcing appreciation, managing and maintaining properties well).

I literally consider myself a long distance manager since I was forced to run mine from Afghanistan.

I’m active duty Air Force and maxed out my VA loan with three properties.Birmingham has some cheaper properties, but may not bring the cash flow that STRs in Florida might bring.It all depends on your timeline, numbers, funds, and comfort level.

On another note, rent will continue to rise, and through both forced and standard appreciation, my property will continue to grow.

Because of this, I'm forced to give all kinds of breaks and leeway.

Ive been in the work force for 2 years now and have just started to become extremely interested in Real Estate over the past ~year.