Saying no is like building a muscle.

I became visually impaired and unable to care for myself due to a stroke and I had to learn how to use all my muscles again.

Bring your buckets and your muscles, LOL.

That is some very powerful leverage with you doing some muscle to get the engine running instead of buying the deal.Yes 40-50% is a wise suggestion.

@Connor Kelly Other options :Use first rental property to take a HELOC upon for down payment on next rental property.Use a Hard Money Lender / Different Bank on the right deal to buy all cash loan to cost or with less money down.Partner with another private lender or investor to acquire either all cash, you bring the hustle/muscle and they bring the loan/down.Any other way to get it done that makes sense.

It is her smarts and my muscle that we will use to invest with.  

We've all had to flex those creative muscles to navigate these days. 

Tenants late on rent, send your "muscle" to collect.

Please don't get me wrong, I completely applaud getting the knowledge, however without applying that knowledge, the lesson is never really ingrained, the muscle is never truly developed.

I tried using turn-key guys to get into a dozen markets at the same time - it didn't work out well as I was entirely dependent on them for results and most were just marketing arms with no muscle or real intention of delivering what they had promised.