I'm not sure if they can realistically pass that liability off to you simply by stating it in their contract.

I like that your goals are realistic and not insane like some new investors.

That said, realistically, I don't think you can go below the 6% - 6.5% range.One question I would ask is if that 3% can be better spent somewhere else to de-risk your deal.

So I would caution everyone to make sure the replacement cost for your improvements will realistically cover your actual replacement cost in the event of a total loss.

Let’s say your on-going cash flow with realistic expense allocation is $1.5k/month

Let's break down a realistic timeline for building your REI business without burning out or risking your day job.  

Continually communicate clearly with all parties involved to make sure that expectations are as close to realistic timelines as possible.

No, I dont know of any lender realistically going over 80% LTV on investment properties.

But if gonna try the good ole slander-marketing route, I just ask you try to keep it remotely realistic and not wildly off base. 

For most, this isn't a realistic option so they update some of the most important regions themselves and copy the data from other providers where they don't have coverage.This is a big problem with these big consumer-grade real estate analytics platforms—you don't really know the source of that data, its frequency, etc.