Secondly, I'd chat with a realtor and get some recs on lenders to truly see what you're working with in terms of buying power.

Yes we tried everything, and Yes I know now that wasn't the best play haha. 

Quote from @George Skidis: Not an attorney and don't play one on television.

Utilities are OFTEN overlooked so reach out to power, telecom, gas (or go all electric), water, and sewer to make sure you understand what it would take to get separately metered services from the primary house.

The problem comes into play when those milestones are not good indicators of one’s progress towards a goal.

I have seen these circumstances; people die, go out and buy a car, lose their job, etc… Just my own two cents, I’m not an attorney, just play one on TV

Quote from @Chris Seveney: @Jay HinrichsGreat points - yes many are from here on BP such as a bearded guy, a guy who threatened to sue a LP and still doesn’t respond according to his investors, two other “note funds” one investing in skidrow homes and the other in broadway plays….

When you have a proven track record of performance, then you can play with other people's money. 

@Tyler MageeHey Tyler, with you being in Tampa and have 150k to play with, the possibilities are endless!

The City could also require solar power.