To get that $10k yr you are giving up $250k tax free. ($300k has to be earned to net $250k.) so you’re looking 5 years of zero vacancy and zero capex to break even.

We have sold (tax free), kept as long term and/or short term rentals as well.

I used to do essentially free consulting with new investors on it but gave it up for some of the same reasons - everyone thinks you can just sit at home and buy good properties across the country that are in great shape. 

Hi Meghan, feel free to connect, I'm up in Plymouth., so tend to focus from Concord to Gorham.

I’d be happy to help—feel free to reach out!

The contributions are lower so it takes a while to build, but once you do, it's tax-free investing. 

Feel free to share any thoughts you have here as well. 

This option is ideal for penalty-free investment but comes with added complexity and strict IRS rules.Alternatively, a 60-Day Rollover allows you to withdraw funds and redeposit them into an IRA within 60 days to avoid penalties, though it carries the risk of missing the deadline.

Since your homes are free and clear, keep them that way.

Feel free to reach out with any accounting questions.