It is more probable that the tenant convinced the landlord to bend the rules so they could stay in the house.  

Marginal business practices, bending rules, short cuts... all caught up with him and those (generally) who were not a "quality mentor" or a "quality trainer".

And if there is a conflict the court system will bend over backwards for a dead beat tenant or squatter and hold landlords to a entirely different standard. 

(sometimes the caps bend or break trying to get them off) All in all, it's not a complicated job for a Roofer that knows tile roofs.

I have two rentals in South Bend, Indiana!

No point in having a policy if you bend the rules- it's gotta be black and white.

These type of loans for such projects are usually negotiable to an extent, which will vary your amount you need for downpayment and closing costs.I know I've said a lot but I hope this helpsIf your deal is good and you qualify, they may be willing to bend and relax some rules for you.

You don;t come to success with your terms and bend it into working for you.It is the exact other way around.

We still bend conduit for electrical.... everything is done like it is 1910 here. 

The pull will be to bend the criteria when you are desperate and it NEVER ends well.The marketing advise is the best.