My personal example is a one bedroom condo I’ve held my entire adult life - and this is in a top tier market - Dupont Circle neighborhood in Washington DC.

ALL of my major problem tenants happened to have had a average (adults in the household) score below 625. 

Hi Devin, Have you ever considered that instead of America needing smaller homes that are more affordable, that America needs more higher paying jobs so that people can live the actual American dream versus having to settle for less and less and less (Has George Carlin pointed out in his classic speech about this). 

If the potential investor is still not convinced, he states that since 2012,every loan note has been repaid, a better track record over 12 years than any lender in American business history.Source: ( Link, 36:10 )Norada Real Estate Investments, according to the Passive Real Estate Investing website:“Marco Santarelli is an investor, author, and founder of Norada Real Estate Investments ( Link ) — a national real estate investment firm offering turnkey investment property in growth markets nationwide,” ( Link ).In contrast to Norada Capital Management, Norada Real Estate Investment does not raise money from investors.

We are the only lender who can offer a classic 30 year mortgage to Americans in Costa Rica. 

However, I don’t have a US-based W2 (but work full time for an American tech company in their London office). 

At the moment, we are using American Modern and Sage Sure through our insurance broker. 

Additionally, young adults are living together with no intention of marriage.  

Be conservative and don't rely on young adults to pay their rent.

Any healthy adult with an average IQ is capable of paying off $10,000 in debt and saving at least $30,000 in two years.