By the same logic, here in California we get earthquakes and are expecting another major quake soon and so many places that are being built on currently would have to be restricted.  

I would need to know a bit more about the properties before I could say if it was good or bad.As far as hurricanes, they are no more an event than other natural disasters, earthquake, wildfire, etc.  

Barring an earthquake or other natural disaster, I think homes in SF will continue to be a solid investment over 10, 20, 30 years.

I've narrowed it down the choice between two carriers and there's a significant price difference between the two, as one offers replacement cost and the other actual cash value.Purchase Price:202,500 Loan Amount: ~$160,000Option 1: $1500/yearCoverage Amount: $205,000 - ACTUAL CASH VALUE Includes: Liability, Earthquake, Loss of useOption 2: $2,800/year Coverage Amount: $500,000 - REPLACEMENT COST Includes: Liability, Earthquake, Loss of useI can't decide which policy is more appropriate to protect my investment.

I was recently selected for the SF Earthquake Brace and Bolt program which gives a grant of $3k to bolt and brace the perimeter of the foundation.

Also, if something big happens to the complex, like an earthquake you can be on the hook for your part to fix it. 

However, unless there's something catastrophic (big earthquake?)

So its happened.. what created the 89 down turn was the war and the earthquake..

Currently the price quote for a Single family vacation home in GA state  = $880/year excluding flood and earthquake. 

man i wish i was able to come by during the process liberty city,little haiti area are still cheap if your first to get it.