Investing in west coast or jackvl Florida multi family-hurricane?

[Stephen Gonzalez]

Looking into investing duplex and 4 plex homes. They are new. Actually preconstruction. I know the benefits are home warranty and no cap x or repairs expense needed in the beginning. I am new investor and looking into getting good cash flow. I would need 70k for 25% down. I could buy 2 of these and still have money left for a single family home that only needs 20k down. This would essentially wipe out my savings. Is this not a smart approach? I have large IRA as well. So I could use that however I couldn’t touch that money until I retire. I almost worried about hurricanes. Is anybody invested in Florida? I am newbie so bear with me.